Roofing Insurance Claims

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Roofing Insurance Claim

 

When your roof has been damaged due to a storm, wind, or hurricane, you’ve got plenty to deal with. If you’ve been a victim of roof damage, the last thing you’ll want to deal with is spending large sums of money to replace your roof. If you have roof repair insurance, we can help you file a claim. SMJ Roofing LLC has over 11 years of experience with helping homeowners and businesses navigate the paperwork and processes necessary to file a claim with their insurance carriers and seeing the process through.

 


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Types of Roof Damage Often Covered by Insurance

The most common culprit of roof damage in the United States is hail followed closely by wind damage. These two make up over 40% of insurance claims for roof repairs. Other calls we get for roof repairs include damages caused by vandalism, fire, and tornadoes.

 

Our Insurance Filing Process for Roof Repairs

Keeping yourself and your family safe is the main priority. Once you are safe, call the roofing professionals at SMJ Roofing LLC. Our team of experts will arrive quickly with a focus on assessing the damage and protecting your building from further damage.  Our process for insurance filing is as follows:

  • First, we will arrive at your property and inspect the damages, both visible and hidden
  • From the inspection, we will generate a report that will be used to file your claim
  • We can help review your policy to determine whether this damage is likely to be covered
  • Take pictures of your damaged roof for documentation and prevention of disputes
  • Your insurance company will give you an amount to be paid on your claim from there, the pros at SMJ Roofing LLC will discuss a plan to make the necessary repairs.
  • We’ll schedule the job and complete all repairs, making your roofing system sound again

 

Roof Repair Insurance Claims Made Easy

Submitting a roofing claim doesn’t have to be a big headache. When you work with the professional roofing contractors at SMJ Roofing LLC, you will be working with an expert in the industry with over 11 years of experience with filing roofing claims after wind, hail and storm damage affects your roof. Often, insurance claims are denied to homeowners if a professional local roofer did not complete the inspection. Gain peace of mind. Call (229) 544-9442 with your roofing insurance claim questions.

 

Roofing Faqs

  • Are you a residential roofing company?
    Yes, we specialize in residential roofing services, including repairs, replacements, inspections, and maintenance for homeowners.
  • How long does a typical roof last?
    * Asphalt shingles: 20–30 years
    * Metal roofs: 40–70 years
    * Tile roofs: 50+ years
     
      The roofs lifespan depends on materials, weather, and maintenance.
  • Do you handle the removal and disposal of my old roof?
    Yes, we take care of the full process—from tearing off your old roof to properly disposing of all debris—so you don’t have to worry about cleanup.
  • Will my property be protected during the project?
    Absolutely. We use tarps and protective measures to safeguard your landscaping, driveway, and home during installation.
  • What should I do before installation begins?
    * Clear vehicles from the driveway
    * Remove fragile wall hangings
    * Secure outdoor items
    * Inform neighbors about possible noise
  • Do you work with insurance claims?
    Yes, we assist homeowners throughout the insurance claims process. We can help inspect damage, provide documentation, and work directly with your insurance company to make the process as smooth as possible.
  • Will my insurance cover a new roof?
    Insurance may cover roof replacement if the damage is caused by storms, hail, or other covered events. Normal wear and tear is typically not covered.
  • Do you offer financing options?
    Yes, we offer flexible financing options to help make your roofing project more affordable. Ask us about available plans during your estimate.
  • Are you licensed and insured?
    Yes, we are fully licensed and insured for your protection and peace of mind.
  • Do you offer warranties?
    Yes, we provide both manufacturer warranties on materials and workmanship warranties on our labor.
  • Do you offer free estimates?
    Yes, we provide free inspections and detailed estimates for all residential roofing projects.
  • How do I get started?
    Simply contact us to schedule an inspection. We’ll assess your roof, discuss your options, and provide a clear, no-obligation estimate.
  • What happens if it rains during my roofing project?
    We closely monitor the weather before and during your project. If rain is expected, we take precautions such as installing protective underlayment or tarps to keep your home dry. In most cases, we’ll pause work if needed and resume as soon as conditions are safe to ensure your roof is installed properly and without risk.


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(229) 544-9442

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